Job Description
Overview
The Credit Risk Strategy & Analysis team consists of analysts, modelers, and data scientists who develop analytical solutions and recommend strategies that support maximizing the net profitability of Lending portfolios while managing credit risk and serving members. This is done through the development of credit card line assignment and line increase strategies, pricing models for the consumer loan portfolio, and other analytical efforts.
The team is looking for a Data Scientist Summer Associate to participate in projects and efforts related to enhanced analytics tracking, model building, dashboarding, or automation.
Work includes but is not limited to:
Providing independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization.
Creating descriptive, predictive, and prescriptive models and insights to drive impact across the organization.
The Summer Associate Program is a 12-week internship program beginning in May 2026 and ending in August 2026. Students will work on impactful projects and meaningful work during their internship. To qualify for this position, applicants must be currently pursuing a degree from an accredited college or university and have an anticipated graduation date of December 2026 or later.
Responsibilities
Use modern technologies like Python, R, Scala, and Spark to analyze large data sets
Provide insights and solutions to solve business problems
Manage and analyze big data to build impactful data models
Evaluate and improve model design and performance
Collaborate with team members and stakeholders to deliver solutions
Transform data into useful formats for decision-making
Create visualizations and dashboards to monitor trends
Conduct model validations and assess performance
Create reports to assist with business planning and strategy
Lead initiatives to streamline or automate processes
Develop and refine strategies for underwriting, pricing, and/or portfolio monitoring
Qualifications
Currently pursuing an undergraduate or graduate degree in Data Science, Statistics, Economics, Mathematics, Computer Science, Engineering, or another quantitative field
Ability to understand complex business problems and define analytical solutions
Coding experience with Python, R, Scala, or Spark as well as SQL
Ability to manipulate raw data within visualization tools to create effective dashboards that communicate end-to-end data outcomes visually
Proficiency in storytelling with data skills
Strong verbal, interpersonal and written communication skills
Familiarity using GitHub for documentation and code collaboration purposes
Familiarity with Databricks
Familiarity using Copilot or other AI agents to perform tasks
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
• Best Companies for Latinos to Work for 2024
• Computerworld® Best Places to Work in IT
• Forbes® 2025 America's Best Large Employers
• Forbes® 2024 America's Best Employers for New Grads
• Forbes® 2024 America's Best Employers for Tech Workers
• Fortune Best Workplaces for Millennials™ 2024
• Fortune Best Workplaces for Women ™ 2024
• Fortune 100 Best Companies to Work For® 2025
• Military Times 2024 Best for Vets Employers
• Newsweek Most Loved Workplaces
• 2024 PEOPLE® Companies That Care
• Ripplematch Recruiting Choice Award
• Yello and WayUp Top 100 Internship Programs
From Fortune. ©2025 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected Veteran.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Job Tags
Full time, Summer work, Summer internship,